EL · CIK 0001001250 · FY2025 live · 2025-06-30

ESTEE LAUDER COMPANIES INC

DistressSEC 10-KClassic ZMaterials46th percentile in Materials · 260 names

View as

Model

Classic Z

FY2025

1.65

Zone

Distress

Prior

—

Market DD

—

1y PD

—

1.65

Z″ 2.44

−21.83.08+

Score 1.65 · distress below 1.80, grey to 2.99, safe at 3.00 and above.

Classic Z factor contributions

X1 Working capital / assets
Short-term liquidity versus the size of the balance sheet.
0.08
1.2 × = 0.10
X2 Retained earnings / assets
Cushion from years of profits. Share buybacks can push this negative at otherwise healthy firms.
0.59
1.4 × = 0.82
X3 EBIT / assets
Operating return on assets. Highest weight in the original model.
−0.04
3.3 × = −0.13
X4 Book equity / liabilities
Book equity versus the liability stack. Mega-caps often look greyer here than they would if X4 used market cap.
0.24
0.6 × = 0.14
X5 Sales / assets
Asset turnover — how much revenue the asset base supports.
0.72
1 × = 0.72

Five-year path

Need two annual 10-Ks to draw a path. The desk will pull this issuer’s filings rather than invent a series.

Overview

rule-v1

ESTEE LAUDER COMPANIES INC is on classic Z at 1.65 (distress) for FY2025, from an SEC 10-K. Retained earnings / assets is the line that sets the print; sales / assets is the runner-up. This is the first live year on the desk. No market tape loaded. Classic Z was fit on manufacturers; buybacks can send retained earnings negative at otherwise healthy issuers, and X4 is book equity, not market cap.

Book screen Distress; market PD —. Tape not priced — not a single default call.

Market DD · naive Merton

No market tape yet.

Pull a year of closes (Yahoo, Nasdaq if Yahoo is limited) and size equity from Nasdaq cap or EDGAR shares. Distance-to-default and 1-year PD stay blank until then.

Sector peers

Closest Classic Z scores · 46th percentile in Materials.

KPI widgets

Current assets

$7.1B

Total assets

$19.9B

Current liabilities

$5.4B

Total liabilities

$16.0B

Working capital

$1.6B

Retained earnings

$11.7B

EBIT

−$785M

Total sales

$14.3B

Book equity

$3.9B

Accession 0001001250-25-000099. Live rank is the latest 10-K on EDGAR (FY2025, period 2025-06-30). Classic Z is the live score. View as does not rewrite the live rank. X4 is book equity. Pulled 12 Sept 2026.