NICE · CIK 0001003935 · FY2025 live · 2025-12-31

NICE Ltd.

SafeSEC 10-KZ″Technology85th percentile in Technology · 395 names

View as

Model

Z″

FY2025

6.91

Zone

Safe

Prior

—

Market DD

—

1y PD

—

6.91

Classic Z 3.91

−21.12.68+

Z″ 6.91 · distress below 1.10, grey to 2.60, safe above.

Z″ factor contributions

X1 Working capital / assets
Short-term liquidity. Carries more weight in Z″ than in classic Z.
0.10
6.56 × = 0.63
X2 Retained earnings / assets
Cushion from years of profits. Share buybacks can push this negative at otherwise healthy firms.
0.65
3.26 × = 2.12
X3 EBIT / assets
Operating return on assets. Highest weight in Z″.
0.13
6.72 × = 0.85
X4 Book equity / liabilities
Book equity versus the liability stack. Sales / assets is omitted so asset-light names keep turnover from dragging the score.
3.15
1.05 × = 3.31

Five-year path

Need two annual 10-Ks to draw a path. The desk will pull this issuer’s filings.

Meridian Rank

91.64

0–100 · Z″ family

Book standing
90
Year change
—
Market PD
—
O-score
96

Events on this name

Same published rows as Today.

Approaching grey
watch · 41
- Live score: — → 6.91
- Cut: — → 1.10

Overview

rule-v1

NICE Ltd. is on Z″ at 6.91 (safe) for FY2025, from an SEC 10-K. Book equity / liabilities is the line that sets the print; retained earnings / assets is the runner-up. This is the first live year on the desk. No market tape loaded. Z″ omits sales/assets so asset-light names keep turnover from dragging the score. X4 is book equity on every name.

Book screen Safe; market PD —. Market PD has not been priced on this name.

Market DD · naive Merton

No market tape yet.

Pull a year of closes (Yahoo, Nasdaq if Yahoo is limited) and size equity from Nasdaq cap or EDGAR shares. Distance-to-default and 1-year PD stay blank until then.

Sector peers

Closest Z″ scores · 85th percentile in Technology.

Filing line items

Current assets

$1.4B

Total assets

$5.1B

Current liabilities

$888M

Total liabilities

$1.2B

Working capital

$492M

Retained earnings

$3.3B

EBIT

$646M

Total sales

$2.9B

Book equity

$3.9B

Accession 0001003935-26-000010. Live rank is the latest 10-K on EDGAR (FY2025, period 2025-12-31). Z″ is the live score. View as is a display overlay. X4 is book equity. Pulled 13 Sept 2026.