TTEC · CIK 0001013880 · FY2025 live · 2025-12-31
TTEC Holdings, Inc.
View as
Model
Z″
FY2025
1.72
Zone
Grey
Prior
—
Market DD
—
1y PD
—
1.72
Classic Z 1.80
Z″ 1.72 · distress below 1.10, grey to 2.60, safe above.
Z″ factor contributions
X1 Working capital / assets
Short-term liquidity. Carries more weight in Z″ than in classic Z.
0.216.56 × = 1.39X2 Retained earnings / assets
Cushion from years of profits. Share buybacks can push this negative at otherwise healthy firms.
0.243.26 × = 0.77X3 EBIT / assets
Operating return on assets. Highest weight in Z″.
−0.086.72 × = −0.53X4 Book equity / liabilities
Book equity versus the liability stack. Sales / assets is omitted so asset-light names keep turnover from dragging the score.
0.081.05 × = 0.09
Five-year path
Need two annual 10-Ks to draw a path. The desk will pull this issuer’s filings.
Meridian Rank
46.64
0–100 · Z″ family
Book standing
57
Year change
—
Market PD
—
O-score
19
Events on this name
Same published rows as Today.
No published events on this print.
Overview
rule-v1
TTEC Holdings, Inc. is on Z″ at 1.72 (grey) for FY2025, from an SEC 10-K. Working capital / assets is the line that sets the print; retained earnings / assets is the runner-up. This is the first live year on the desk. No market tape loaded. Z″ omits sales/assets so asset-light names keep turnover from dragging the score. X4 is book equity on every name.
Book screen Grey; market PD —. Market PD has not been priced on this name.
Market DD · naive Merton
No market tape yet.
Pull a year of closes (Yahoo, Nasdaq if Yahoo is limited) and size equity from Nasdaq cap or EDGAR shares. Distance-to-default and 1-year PD stay blank until then.
Sector peers
Closest Z″ scores · 50th percentile in Industrials.
Filing line items
Current assets
$673M
Total assets
$1.5B
Current liabilities
$356M
Total liabilities
$1.4B
Working capital
$317M
Retained earnings
$354M
EBIT
−$117M
Total sales
$2.1B
Book equity
$113M
Accession 0001104659-26-020532. Live rank is the latest 10-K on EDGAR (FY2025, period 2025-12-31). Z″ is the live score. View as is a display overlay. X4 is book equity. Pulled 13 Sept 2026.