PLUS · CIK 0001022408 · FY2026 live · 2026-03-31

EPLUS INC

SafeSEC 10-KZ″Consumer92nd percentile in Consumer · 430 names

View as

Model

Z″

FY2026

6.76

Zone

Safe

Prior

—

Market DD

—

1y PD

—

Meridian Rank

89.45

0–100 · Z″ tape · not a PD

Book standing
90
Year change
—
Market PD
—
O-score
88

Events on this name

Same published rows as Today. Not a live recompute.

Approaching grey
watch · 41
- Live Z: — → 6.76
- Cut: — → 1.10

6.76

Classic Z 3.81

−21.12.68+

Z″ 6.76 · distress below 1.10, grey to 2.60, safe above.

Z″ factor contributions

X1 Working capital / assets
Short-term liquidity. Carries more weight in Z″ than in classic Z.
0.44
6.56 × = 2.88
X2 Retained earnings / assets
Cushion from years of profits. Share buybacks can push this negative at otherwise healthy firms.
0.53
3.26 × = 1.73
X3 EBIT / assets
Operating return on assets. Highest weight in Z″.
0.09
6.72 × = 0.62
X4 Book equity / liabilities
Book equity versus the liability stack. Sales / assets is omitted so asset-light names are not punished for turnover.
1.46
1.05 × = 1.53

Five-year path

Need two annual 10-Ks to draw a path. The desk will pull this issuer’s filings rather than invent a series.

Overview

rule-v1

EPLUS INC is on Z″ at 6.76 (safe) for FY2026, from an SEC 10-K. Working capital / assets is the line that sets the print; retained earnings / assets is the runner-up. This is the first live year on the desk. No market tape loaded. Z″ drops sales/assets so asset-light names are not punished for turnover. X4 is book equity on every name.

Book screen Safe; market PD —. Tape not priced — not a single default call.

Market DD · naive Merton

No market tape yet.

Pull a year of closes (Yahoo, Nasdaq if Yahoo is limited) and size equity from Nasdaq cap or EDGAR shares. Distance-to-default and 1-year PD stay blank until then.

Sector peers

Closest Z″ scores · 92nd percentile in Consumer.

KPI widgets

Current assets

$1.4B

Total assets

$1.8B

Current liabilities

$638M

Total liabilities

$732M

Working capital

$790M

Retained earnings

$956M

EBIT

$166M

Total sales

$2.4B

Book equity

$1.1B

Accession 0001140361-26-023171. Live rank is the latest 10-K on EDGAR (FY2026, period 2026-03-31). Z″ is the live score. View as does not rewrite the live rank. X4 is book equity. Pulled 13 Sept 2026.