Meridian™
Universe

CLWT · CIK 0001026662 · FY2025 live · 2025-12-31

EURO TECH HOLDINGS CO LTD

SafeSEC 10-KZ″Consumer88th percentile in Consumer · 430 names

View as

Model

Z″

FY2025

5.69

Zone

Safe

Prior

—

Market DD

—

1y PD

—

5.69

Classic Z 3.20

−21.12.68+

Z″ 5.69 · distress below 1.10, grey to 2.60, safe above.

Z″ factor contributions

  • X1 Working capital / assets

    Short-term liquidity. Carries more weight in Z″ than in classic Z.

    0.22
    6.56 × = 1.43

  • X2 Retained earnings / assets

    Cushion from years of profits. Share buybacks can push this negative at otherwise healthy firms.

    0.27
    3.26 × = 0.88

  • X3 EBIT / assets

    Operating return on assets. Highest weight in Z″.

    −0.01
    6.72 × = −0.07

  • X4 Book equity / liabilities

    Book equity versus the liability stack. Sales / assets is omitted so asset-light names are not punished for turnover.

    3.29
    1.05 × = 3.45

Five-year path

Need two annual 10-Ks to draw a path. The desk will pull this issuer’s filings rather than invent a series.

Meridian Rank

79.36

0–100 · Z″ tape · not a PD

  • Book standing

    87

  • Year change

    —

  • Market PD

    —

  • O-score

    59

Events on this name

Same published rows as Today. Not a live recompute.

  • Approaching grey

    watch · 41

    • Live Z: — → 5.69
    • Cut: — → 1.10

Overview

rule-v1

EURO TECH HOLDINGS CO LTD is on Z″ at 5.69 (safe) for FY2025, from an SEC 10-K. Book equity / liabilities is the line that sets the print. This is the first live year on the desk. No market tape loaded. Z″ drops sales/assets so asset-light names are not punished for turnover. X4 is book equity on every name.

Book screen Safe; market PD —. Tape not priced — not a single default call.

Market DD · naive Merton

No market tape yet.

Pull a year of closes (Yahoo, Nasdaq if Yahoo is limited) and size equity from Nasdaq cap or EDGAR shares. Distance-to-default and 1-year PD stay blank until then.

Sector peers

Closest Z″ scores · 88th percentile in Consumer.

KPI widgets

Current assets

$9M

Total assets

$21M

Current liabilities

$5M

Total liabilities

$5M

Working capital

$5M

Retained earnings

$6M

EBIT

−$236K

Total sales

$13M

Book equity

$16M

Accession 0001654954-26-004167. Live rank is the latest 10-K on EDGAR (FY2025, period 2025-12-31). Z″ is the live score. View as does not rewrite the live rank. X4 is book equity. Pulled 13 Sept 2026.