PETS · CIK 0001040130 · FY2026 live · 2026-03-31

PETMED EXPRESS INC

DistressEntered vs prior FYSEC 10-KZ″Consumer14th percentile in Consumer · 430 names

View as

Model

Z″

FY2026

−4.59

Zone

Distress

vs FY2025

−8.09

Market DD

—

1y PD

—

−4.59

Classic Z 0.19

−21.12.68+

Z″ −4.59 · distress below 1.10, grey to 2.60, safe above.

FY2025SEC 10-K printsFY2026 · −4.59

Z″ factor contributions

X1 Working capital / assets
Short-term liquidity. Carries more weight in Z″ than in classic Z.
−0.10
6.56 × = −0.68
X2 Retained earnings / assets
Cushion from years of profits. Share buybacks can push this negative at otherwise healthy firms.
0.11
3.26 × = 0.37
X3 EBIT / assets
Operating return on assets. Highest weight in Z″.
−0.72
6.72 × = −4.86
X4 Book equity / liabilities
Book equity versus the liability stack. Sales / assets is omitted so asset-light names are not punished for turnover.
0.55
1.05 × = 0.58

Five-year path

Z″ plus liquidity (working capital / assets) and earnings (EBIT / assets) over the last 2 annual filings.

Overview

rule-v1

PETMED EXPRESS INC is on Z″ at −4.59 (distress) for FY2026, from an SEC 10-K. EBIT / assets is the line that sets the print. It entered distress from safe (FY2025 3.51). No market tape loaded. Z″ drops sales/assets so asset-light names are not punished for turnover. X4 is book equity on every name.

Book screen Distress; market PD —. Tape not priced — not a single default call.

Market DD · naive Merton

No market tape yet.

Pull a year of closes (Yahoo, Nasdaq if Yahoo is limited) and size equity from Nasdaq cap or EDGAR shares. Distance-to-default and 1-year PD stay blank until then.

Sector peers

Closest Z″ scores · 14th percentile in Consumer.

KPI widgets

Current assets

$44M

Total assets

$81M

Current liabilities

$52M

Total liabilities

$52M

Working capital

−$8M

Retained earnings

$9M

EBIT

−$59M

Total sales

$179M

Book equity

$29M

Accession 0001040130-26-000019. Live rank is the latest 10-K on EDGAR (FY2026, period 2026-03-31). Z″ is the live score. View as does not rewrite the live rank. X4 is book equity. Pulled 12 Sept 2026.