GPN · CIK 0001123360 · FY2025 live · 2025-12-31
GLOBAL PAYMENTS INC
View as
Model
Z″
FY2025
2.03
Zone
Grey
Prior
—
Market DD
—
1y PD
—
2.03
Classic Z 0.99
Z″ 2.03 · distress below 1.10, grey to 2.60, safe above.
Z″ factor contributions
X1 Working capital / assets
Short-term liquidity. Carries more weight in Z″ than in classic Z.
0.106.56 × = 0.63X2 Retained earnings / assets
Cushion from years of profits. Share buybacks can push this negative at otherwise healthy firms.
0.113.26 × = 0.36X3 EBIT / assets
Operating return on assets. Highest weight in Z″.
0.036.72 × = 0.22X4 Book equity / liabilities
Book equity versus the liability stack. Sales / assets is omitted so asset-light names keep turnover from dragging the score.
0.771.05 × = 0.81
Five-year path
Need two annual 10-Ks to draw a path. The desk will pull this issuer’s filings.
Meridian Rank
67.45
0–100 · Z″ family
Book standing
62
Year change
—
Market PD
—
O-score
82
Events on this name
Same published rows as Today.
No published events on this print.
Overview
rule-v1
GLOBAL PAYMENTS INC is on Z″ at 2.03 (grey) for FY2025, from an SEC 10-K. Book equity / liabilities is the line that sets the print; working capital / assets is the runner-up. This is the first live year on the desk. No market tape loaded. Z″ omits sales/assets so asset-light names keep turnover from dragging the score. X4 is book equity on every name.
Book screen Grey; market PD —. Market PD has not been priced on this name.
Market DD · naive Merton
No market tape yet.
Pull a year of closes (Yahoo, Nasdaq if Yahoo is limited) and size equity from Nasdaq cap or EDGAR shares. Distance-to-default and 1-year PD stay blank until then.
Sector peers
Closest Z″ scores · 56th percentile in Industrials.
Filing line items
Current assets
$12.6B
Total assets
$53.3B
Current liabilities
$7.5B
Total liabilities
$29.6B
Working capital
$5.1B
Retained earnings
$5.9B
EBIT
$1.8B
Total sales
$7.7B
Book equity
$22.9B
Accession 0001123360-26-000008. Live rank is the latest 10-K on EDGAR (FY2025, period 2025-12-31). Z″ is the live score. View as is a display overlay. X4 is book equity. Pulled 13 Sept 2026.