BFAM · CIK 0001437578 · FY2025 live · 2025-12-31
BRIGHT HORIZONS FAMILY SOLUTIONS INC.
View as
Model
Z″
FY2025
1.12
Zone
Grey
Prior
—
Market DD
—
1y PD
—
Meridian Rank
49
0–100 · Z″ tape · not a PD
Book standing
49
Year change
—
Market PD
—
O-score
49
Events on this name
Same published rows as Today. Not a live recompute.
Approaching distress
watch · 44
- Live Z: — → 1.12
- Cut: — → 1.10
1.12
Classic Z 1.54
Z″ 1.12 · distress below 1.10, grey to 2.60, safe above.
Z″ factor contributions
X1 Working capital / assets
Short-term liquidity. Carries more weight in Z″ than in classic Z.
−0.126.56 × = −0.78X2 Retained earnings / assets
Cushion from years of profits. Share buybacks can push this negative at otherwise healthy firms.
0.253.26 × = 0.80X3 EBIT / assets
Operating return on assets. Highest weight in Z″.
0.086.72 × = 0.54X4 Book equity / liabilities
Book equity versus the liability stack. Sales / assets is omitted so asset-light names are not punished for turnover.
0.531.05 × = 0.55
Five-year path
Need two annual 10-Ks to draw a path. The desk will pull this issuer’s filings rather than invent a series.
Overview
rule-v1
BRIGHT HORIZONS FAMILY SOLUTIONS INC. is on Z″ at 1.12 (grey) for FY2025, from an SEC 10-K. Retained earnings / assets is the line that sets the print; working capital / assets is the runner-up. This is the first live year on the desk. No market tape loaded. Z″ drops sales/assets so asset-light names are not punished for turnover. X4 is book equity on every name.
Book screen Grey; market PD —. Tape not priced — not a single default call.
Market DD · naive Merton
No market tape yet.
Pull a year of closes (Yahoo, Nasdaq if Yahoo is limited) and size equity from Nasdaq cap or EDGAR shares. Distance-to-default and 1-year PD stay blank until then.
Sector peers
Closest Z″ scores · 66th percentile in Unclassified.
- MSIFGreyMSC INCOME FUND, INC.1.10
- GLADGreyGLADSTONE CAPITAL CORP1.18
- HTGCDistressHercules Capital, Inc.1.05
- TSLXDistressSixth Street Specialty Lending, Inc.1.01
- ARCCDistressARES CAPITAL CORP0.99
- RWAYDistressRunway Growth Finance Corp.0.90
- FDUSGreyFIDUS INVESTMENT Corp1.37
- OTFGreyBlue Owl Technology Finance Corp.1.37
KPI widgets
Current assets
$504M
Total assets
$3.9B
Current liabilities
$966M
Total liabilities
$2.6B
Working capital
−$462M
Retained earnings
$959M
EBIT
$315M
Total sales
$2.9B
Book equity
$1.3B
Accession 0001437578-26-000006. Live rank is the latest 10-K on EDGAR (FY2025, period 2025-12-31). Z″ is the live score. View as does not rewrite the live rank. X4 is book equity. Pulled 13 Sept 2026.