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GM · CIK 0001467858 · FY2025 live · 2025-12-31

General Motors Co

DistressSEC 10-KClassic ZIndustrials38th percentile in Industrials · 430 names

View as

Model

Classic Z

FY2025

1.12

Zone

Distress

vs FY2024

−0.14

Market DD

1y PD

1.12

Z″ 1.32

−21.83.08+

Score 1.12 · distress below 1.80, grey to 2.99, safe at 3.00 and above.

Classic Z factor contributions

  • X1 Working capital / assets

    Short-term liquidity versus the size of the balance sheet.

    0.05
    1.2 × = 0.07
  • X2 Retained earnings / assets

    Cushion from years of profits. Share buybacks can push this negative at otherwise healthy firms.

    0.18
    1.4 × = 0.26
  • X3 EBIT / assets

    Operating return on assets. Highest weight in the original model.

    0.01
    3.3 × = 0.03
  • X4 Book equity / liabilities

    Book equity versus the liability stack. Mega-caps often look greyer here than they would if X4 used market cap.

    0.28
    0.6 × = 0.17
  • X5 Sales / assets

    Asset turnover — how much revenue the asset base supports.

    0.60
    1 × = 0.60

Five-year path

Z plus liquidity (working capital / assets) and earnings (EBIT / assets) over the last 5 annual filings.

Meridian Rank

46.60

0–100 · Classic Z family

  • Book standing

    48

  • Year change

    33

  • Market PD

  • O-score

    61

Events on this name

Same published rows as Today.

No published events on this print.

Overview

rule-v1

General Motors Co is on classic Z at 1.12 (distress) for FY2025, from an SEC 10-K. Sales / assets is the line that sets the print. Versus FY2024 the live print is still distress (−0.14 from 1.26). No market tape loaded. Classic Z was fit on manufacturers. Buybacks can send retained earnings negative at otherwise healthy issuers. X4 is book equity.

Book screen Distress; market PD —. Market PD has not been priced on this name.

Market DD · naive Merton

No market tape yet.

Pull a year of closes (Yahoo, Nasdaq if Yahoo is limited) and size equity from Nasdaq cap or EDGAR shares. Distance-to-default and 1-year PD stay blank until then.

Sector peers

Closest Classic Z scores · 38th percentile in Industrials.

Filing line items

Current assets

$108.8B

Total assets

$281.3B

Current liabilities

$93.3B

Total liabilities

$218.1B

Working capital

$15.4B

Retained earnings

$51.5B

EBIT

$2.9B

Total sales

$168.0B

Book equity

$61.1B

Accession 0001467858-26-000013. Live rank is the latest 10-K on EDGAR (FY2025, period 2025-12-31). Classic Z is the live score. View as is a display overlay. X4 is book equity. Pulled 13 Sept 2026.