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SMXT · CIK 0001519472 · FY2025 live · 2025-12-31

SolarMax Technology, Inc.

DistressSEC 10-KZ″Industrials10th percentile in Industrials · 489 names

View as

Model

Z″

FY2025

−5.98

Zone

Distress

Prior

Market DD

1y PD

−5.98

Classic Z −1.26

−21.12.68+

Z″ −5.98 · distress below 1.10, grey to 2.60, safe above.

Z″ factor contributions

  • X1 Working capital / assets

    Short-term liquidity. Carries more weight in Z″ than in classic Z.

    −0.22
    6.56 × = −1.46
  • X2 Retained earnings / assets

    Cushion from years of profits. Share buybacks can push this negative at otherwise healthy firms.

    −1.20
    3.26 × = −3.93
  • X3 EBIT / assets

    Operating return on assets. Highest weight in Z″.

    −0.07
    6.72 × = −0.46
  • X4 Book equity / liabilities

    Book equity versus the liability stack. Sales / assets is omitted so asset-light names are not punished for turnover.

    −0.12
    1.05 × = −0.12

Five-year path

Need two annual 10-Ks to draw a path. The desk will pull this issuer’s filings rather than invent a series.

Overview

rule-v1

SolarMax Technology, Inc. is on Z″ at −5.98 (distress) for FY2025, from an SEC 10-K. Retained earnings / assets is the line that sets the print. This is the first live year on the desk. No market tape loaded. Z″ drops sales/assets so asset-light names are not punished for turnover. X4 is book equity on every name.

Book screen Distress; market PD —. Tape not priced — not a single default call.

Market DD · naive Merton

No market tape yet.

Pull a year of closes (Yahoo, Nasdaq if Yahoo is limited) and size equity from Nasdaq cap or EDGAR shares. Distance-to-default and 1-year PD stay blank until then.

Sector peers

Closest Z″ scores · 10th percentile in Industrials.

KPI widgets

Current assets

$75M

Total assets

$91M

Current liabilities

$96M

Total liabilities

$103M

Working capital

−$20M

Retained earnings

−$110M

EBIT

−$6M

Total sales

$91M

Book equity

−$12M

Accession 0001640334-26-000651. Live rank is the latest 10-K on EDGAR (FY2025, period 2025-12-31). Z″ is the live score. View as does not rewrite the live rank. X4 is book equity. Pulled 12 Sept 2026.