PSNL · CIK 0001527753 · FY2025 live · 2025-12-31
Personalis, Inc.
View as
Model
Z″
FY2025
0.31
Zone
Distress
Prior
—
Market DD
—
1y PD
—
Meridian Rank
38.64
0–100 · Z″ tape · not a PD
Book standing
37
Year change
—
Market PD
—
O-score
43
Events on this name
Same published rows as Today. Not a live recompute.
MARKET PD UNAVAILABLE
watch · 41
- mertonPd: — → —
0.31
Classic Z −0.34
Z″ 0.31 · distress below 1.10, grey to 2.60, safe above.
Z″ factor contributions
X1 Working capital / assets
Short-term liquidity. Carries more weight in Z″ than in classic Z.
0.686.56 × = 4.48X2 Retained earnings / assets
Cushion from years of profits. Share buybacks can push this negative at otherwise healthy firms.
−1.893.26 × = −6.16X3 EBIT / assets
Operating return on assets. Highest weight in Z″.
−0.266.72 × = −1.77X4 Book equity / liabilities
Book equity versus the liability stack. Sales / assets is omitted so asset-light names are not punished for turnover.
3.581.05 × = 3.76
Five-year path
Need two annual 10-Ks to draw a path. The desk will pull this issuer’s filings rather than invent a series.
Overview
rule-v1
Personalis, Inc. is on Z″ at 0.31 (distress) for FY2025, from an SEC 10-K. Retained earnings / assets is the line that sets the print; working capital / assets is the runner-up. This is the first live year on the desk. No market tape loaded. Z″ drops sales/assets so asset-light names are not punished for turnover. X4 is book equity on every name.
Book screen Distress; market PD —. Tape not priced — not a single default call.
Market DD · naive Merton
No market tape yet.
Pull a year of closes (Yahoo, Nasdaq if Yahoo is limited) and size equity from Nasdaq cap or EDGAR shares. Distance-to-default and 1-year PD stay blank until then.
Sector peers
Closest Z″ scores · 45th percentile in Healthcare.
- CYHDistressCOMMUNITY HEALTH SYSTEMS INC0.28
- AHCODistressAdaptHealth Corp.0.26
- BMGLDistressBasel Medical Group Ltd0.43
- SHCDistressSotera Health Co0.44
- ACHCDistressAcadia Healthcare Company, Inc.0.50
- INNVDistressInnovAge Holding Corp.0.07
- AMSDistressAMERICAN SHARED HOSPITAL SERVICES0.05
- CELCDistressCelcuity Inc.0.60
KPI widgets
Current assets
$268M
Total assets
$334M
Current liabilities
$40M
Total liabilities
$73M
Working capital
$228M
Retained earnings
−$631M
EBIT
−$88M
Total sales
$70M
Book equity
$261M
Accession 0001193125-26-076615. Live rank is the latest 10-K on EDGAR (FY2025, period 2025-12-31). Z″ is the live score. View as does not rewrite the live rank. X4 is book equity. Pulled 13 Sept 2026.