W · CIK 0001616707 · FY2025 live · 2025-12-31
Wayfair Inc.
View as
Model
Z″
FY2025
−5.25
Zone
Distress
Prior
—
Market DD
—
1y PD
—
−5.25
Classic Z 1.36
Z″ −5.25 · distress below 1.10, grey to 2.60, safe above.
Z″ factor contributions
X1 Working capital / assets
Short-term liquidity. Carries more weight in Z″ than in classic Z.
−0.046.56 × = −0.24X2 Retained earnings / assets
Cushion from years of profits. Share buybacks can push this negative at otherwise healthy firms.
−1.403.26 × = −4.57X3 EBIT / assets
Operating return on assets. Highest weight in Z″.
0.006.72 × = 0.03X4 Book equity / liabilities
Book equity versus the liability stack. Sales / assets is omitted so asset-light names are not punished for turnover.
−0.451.05 × = −0.47
Five-year path
Need two annual 10-Ks to draw a path. The desk will pull this issuer’s filings rather than invent a series.
Overview
rule-v1
Wayfair Inc. is on Z″ at −5.25 (distress) for FY2025, from an SEC 10-K. Retained earnings / assets is the line that sets the print. This is the first live year on the desk. No market tape loaded. Z″ drops sales/assets so asset-light names are not punished for turnover. X4 is book equity on every name.
Book screen Distress; market PD —. Tape not priced — not a single default call.
Market DD · naive Merton
No market tape yet.
Pull a year of closes (Yahoo, Nasdaq if Yahoo is limited) and size equity from Nasdaq cap or EDGAR shares. Distance-to-default and 1-year PD stay blank until then.
Sector peers
Closest Z″ scores · 13th percentile in Consumer.
- NROMDistressNOBLE ROMANS INC−5.14
- LLYVADistressLiberty Live Holdings, Inc.−5.37
- FBYDDistressFalcon's Beyond Global, Inc.−5.01
- DDLDistressDingdong (Cayman) Ltd−5.57
- NXHDistressNEIGHBORHOOD INTELLIGENCE, INC.−5.58
- NDLSDistressNOODLES & Co−4.87
- YIDistress111, Inc.−5.72
- AMCDistressAMC ENTERTAINMENT HOLDINGS, INC.−4.72
KPI widgets
Current assets
$2.0B
Total assets
$3.4B
Current liabilities
$2.1B
Total liabilities
$6.2B
Working capital
−$128M
Retained earnings
−$4.8B
EBIT
$17M
Total sales
$12.5B
Book equity
−$2.8B
Accession 0001616707-26-000027. Live rank is the latest 10-K on EDGAR (FY2025, period 2025-12-31). Z″ is the live score. View as does not rewrite the live rank. X4 is book equity. Pulled 12 Sept 2026.