Meridian™
Universe

TTAN · CIK 0001638826 · FY2026 live · 2026-01-31

ServiceTitan, Inc.

SafeSEC 10-KZ″Technology81st percentile in Technology · 395 names

View as

Model

Z″

FY2026

5.85

Zone

Safe

Prior

—

Market DD

—

1y PD

—

5.85

Classic Z 3.67

−21.12.68+

Z″ 5.85 · distress below 1.10, grey to 2.60, safe above.

Z″ factor contributions

  • X1 Working capital / assets

    Short-term liquidity. Carries more weight in Z″ than in classic Z.

    0.24
    6.56 × = 1.58

  • X2 Retained earnings / assets

    Cushion from years of profits. Share buybacks can push this negative at otherwise healthy firms.

    −0.73
    3.26 × = −2.36

  • X3 EBIT / assets

    Operating return on assets. Highest weight in Z″.

    −0.10
    6.72 × = −0.65

  • X4 Book equity / liabilities

    Book equity versus the liability stack. Sales / assets is omitted so asset-light names keep turnover from dragging the score.

    6.94
    1.05 × = 7.29

Five-year path

Need two annual 10-Ks to draw a path. The desk will pull this issuer’s filings.

Meridian Rank

84

0–100 · Z″ family

  • Book standing

    87

  • Year change

    —

  • Market PD

    —

  • O-score

    76

Events on this name

Same published rows as Today.

  • Approaching grey

    watch · 41

    • Live score: — → 5.85
    • Cut: — → 1.10

Overview

rule-v1

ServiceTitan, Inc. is on Z″ at 5.85 (safe) for FY2026, from an SEC 10-K. Book equity / liabilities is the line that sets the print. This is the first live year on the desk. No market tape loaded. Z″ omits sales/assets so asset-light names keep turnover from dragging the score. X4 is book equity on every name.

Book screen Safe; market PD —. Market PD has not been priced on this name.

Market DD · naive Merton

No market tape yet.

Pull a year of closes (Yahoo, Nasdaq if Yahoo is limited) and size equity from Nasdaq cap or EDGAR shares. Distance-to-default and 1-year PD stay blank until then.

Sector peers

Closest Z″ scores · 81st percentile in Technology.

Filing line items

Current assets

$591M

Total assets

$1.7B

Current liabilities

$169M

Total liabilities

$220M

Working capital

$421M

Retained earnings

−$1.3B

EBIT

−$169M

Total sales

$961M

Book equity

$1.5B

Accession 0001638826-26-000028. Live rank is the latest 10-K on EDGAR (FY2026, period 2026-01-31). Z″ is the live score. View as is a display overlay. X4 is book equity. Pulled 13 Sept 2026.