Meridian™
Universe

SNOW · CIK 0001640147 · FY2026 live · 2026-01-31

Snowflake Inc.

DistressSEC 10-KZ″Technology23rd percentile in Technology · 395 names

View as

Model

Z″

FY2026

−3.22

Zone

Distress

Prior

—

Market DD

—

1y PD

—

Meridian Rank

20.82

0–100 · Z″ tape · not a PD

  • Book standing

    17

  • Year change

    —

  • Market PD

    —

  • O-score

    31

Events on this name

Same published rows as Today. Not a live recompute.

  • MARKET PD UNAVAILABLE

    watch · 41

    • mertonPd: — → —

−3.22

Classic Z −1.13

−21.12.68+

Z″ −3.22 · distress below 1.10, grey to 2.60, safe above.

Z″ factor contributions

  • X1 Working capital / assets

    Short-term liquidity. Carries more weight in Z″ than in classic Z.

    0.14
    6.56 × = 0.95

  • X2 Retained earnings / assets

    Cushion from years of profits. Share buybacks can push this negative at otherwise healthy firms.

    −1.04
    3.26 × = −3.39

  • X3 EBIT / assets

    Operating return on assets. Highest weight in Z″.

    −0.16
    6.72 × = −1.06

  • X4 Book equity / liabilities

    Book equity versus the liability stack. Sales / assets is omitted so asset-light names are not punished for turnover.

    0.27
    1.05 × = 0.28

Five-year path

Need two annual 10-Ks to draw a path. The desk will pull this issuer’s filings rather than invent a series.

Overview

rule-v1

Snowflake Inc. is on Z″ at −3.22 (distress) for FY2026, from an SEC 10-K. Retained earnings / assets is the line that sets the print. This is the first live year on the desk. No market tape loaded. Z″ drops sales/assets so asset-light names are not punished for turnover. X4 is book equity on every name.

Book screen Distress; market PD —. Tape not priced — not a single default call.

Market DD · naive Merton

No market tape yet.

Pull a year of closes (Yahoo, Nasdaq if Yahoo is limited) and size equity from Nasdaq cap or EDGAR shares. Distance-to-default and 1-year PD stay blank until then.

Sector peers

Closest Z″ scores · 23rd percentile in Technology.

KPI widgets

Current assets

$5.7B

Total assets

$9.1B

Current liabilities

$4.4B

Total liabilities

$7.2B

Working capital

$1.3B

Retained earnings

−$9.5B

EBIT

−$1.4B

Total sales

$4.7B

Book equity

$1.9B

Accession 0001640147-26-000008. Live rank is the latest 10-K on EDGAR (FY2026, period 2026-01-31). Z″ is the live score. View as does not rewrite the live rank. X4 is book equity. Pulled 13 Sept 2026.