CHWY · CIK 0001766502 · FY2025 live · 2026-01-31
Chewy, Inc.
View as
Model
Z″
FY2025
−1.15
Zone
Distress
Prior
—
Market DD
—
1y PD
—
−1.15
Classic Z 3.44
Z″ −1.15 · distress below 1.10, grey to 2.60, safe above.
Z″ factor contributions
X1 Working capital / assets
Short-term liquidity. Carries more weight in Z″ than in classic Z.
−0.086.56 × = −0.52X2 Retained earnings / assets
Cushion from years of profits. Share buybacks can push this negative at otherwise healthy firms.
−0.403.26 × = −1.32X3 EBIT / assets
Operating return on assets. Highest weight in Z″.
0.086.72 × = 0.51X4 Book equity / liabilities
Book equity versus the liability stack. Sales / assets is omitted so asset-light names are not punished for turnover.
0.171.05 × = 0.18
Five-year path
Need two annual 10-Ks to draw a path. The desk will pull this issuer’s filings rather than invent a series.
Meridian Rank
26.09
0–100 · Z″ tape · not a PD
Book standing
25
Year change
—
Market PD
—
O-score
29
Events on this name
Same published rows as Today. Not a live recompute.
Market PD unavailable
watch · 41
Overview
rule-v1
Chewy, Inc. is on Z″ at −1.15 (distress) for FY2025, from an SEC 10-K. Retained earnings / assets is the line that sets the print. This is the first live year on the desk. No market tape loaded. Z″ drops sales/assets so asset-light names are not punished for turnover. X4 is book equity on every name.
Book screen Distress; market PD —. Tape not priced — not a single default call.
Market DD · naive Merton
No market tape yet.
Pull a year of closes (Yahoo, Nasdaq if Yahoo is limited) and size equity from Nasdaq cap or EDGAR shares. Distance-to-default and 1-year PD stay blank until then.
Sector peers
Closest Z″ scores · 23rd percentile in Consumer.
- VENUDistressVenu Holding Corp−1.12
- GAIADistressGAIA, INC−1.12
- MLCODistressMelco Resorts & Entertainment LTD−1.19
- HCWCDistressHEALTHY CHOICE WELLNESS CORP.−1.19
- ENHADistressEnhanced Group Inc.−1.09
- GENKDistressGEN Restaurant Group, Inc.−1.21
- SBUXDistressSTARBUCKS CORP−1.02
- STKSDistressONE Group Hospitality, Inc.−0.95
KPI widgets
Current assets
$2.0B
Total assets
$3.4B
Current liabilities
$2.3B
Total liabilities
$2.9B
Working capital
−$266M
Retained earnings
−$1.4B
EBIT
$254M
Total sales
$12.6B
Book equity
$498M
Accession 0001766502-26-000034. Live rank is the latest 10-K on EDGAR (FY2025, period 2026-01-31). Z″ is the live score. View as does not rewrite the live rank. X4 is book equity. Pulled 13 Sept 2026.