UCL · CIK 0001775898 · FY2025 live · 2025-12-31
uCloudlink Group Inc.
View as
Model
Z″
FY2025
−6.43
Zone
Distress
Prior
—
Market DD
—
1y PD
—
−6.43
Classic Z −1.99
Z″ −6.43 · distress below 1.10, grey to 2.60, safe above.
Z″ factor contributions
X1 Working capital / assets
Short-term liquidity. Carries more weight in Z″ than in classic Z.
0.366.56 × = 2.37X2 Retained earnings / assets
Cushion from years of profits. Share buybacks can push this negative at otherwise healthy firms.
−3.183.26 × = −10.37X3 EBIT / assets
Operating return on assets. Highest weight in Z″.
0.126.72 × = 0.79X4 Book equity / liabilities
Book equity versus the liability stack. Sales / assets is omitted so asset-light names are not punished for turnover.
0.741.05 × = 0.78
Five-year path
Need two annual 10-Ks to draw a path. The desk will pull this issuer’s filings rather than invent a series.
Overview
rule-v1
uCloudlink Group Inc. is on Z″ at −6.43 (distress) for FY2025, from an SEC 10-K. Retained earnings / assets is the line that sets the print. This is the first live year on the desk. No market tape loaded. Z″ drops sales/assets so asset-light names are not punished for turnover. X4 is book equity on every name.
Book screen Distress; market PD —. Tape not priced — not a single default call.
Market DD · naive Merton
No market tape yet.
Pull a year of closes (Yahoo, Nasdaq if Yahoo is limited) and size equity from Nasdaq cap or EDGAR shares. Distance-to-default and 1-year PD stay blank until then.
Sector peers
Closest Z″ scores · 11th percentile in Communication.
KPI widgets
Current assets
$61M
Total assets
$68M
Current liabilities
$37M
Total liabilities
$39M
Working capital
$24M
Retained earnings
−$216M
EBIT
$8M
Total sales
$81M
Book equity
$29M
Accession 0001213900-26-035481. Live rank is the latest 10-K on EDGAR (FY2025, period 2025-12-31). Z″ is the live score. View as does not rewrite the live rank. X4 is book equity. Pulled 12 Sept 2026.