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JZXN · CIK 0001816172 · FY2025 live · 2025-10-31

Jiuzi Holdings, Inc.

DistressSEC 10-KZ″Consumer7th percentile in Consumer · 430 names

View as

Model

Z″

FY2025

−10.67

Zone

Distress

Prior

Market DD

1y PD

−10.67

Classic Z −5.27

−21.12.68+

Z″ −10.67 · distress below 1.10, grey to 2.60, safe above.

Z″ factor contributions

  • X1 Working capital / assets

    Short-term liquidity. Carries more weight in Z″ than in classic Z.

    0.80
    6.56 × = 5.23
  • X2 Retained earnings / assets

    Cushion from years of profits. Share buybacks can push this negative at otherwise healthy firms.

    −5.12
    3.26 × = −16.69
  • X3 EBIT / assets

    Operating return on assets. Highest weight in Z″.

    −0.58
    6.72 × = −3.92
  • X4 Book equity / liabilities

    Book equity versus the liability stack. Sales / assets is omitted so asset-light names are not punished for turnover.

    4.49
    1.05 × = 4.72

Five-year path

Need two annual 10-Ks to draw a path. The desk will pull this issuer’s filings rather than invent a series.

Overview

rule-v1

Jiuzi Holdings, Inc. is on Z″ at −10.67 (distress) for FY2025, from an SEC 10-K. Retained earnings / assets is the line that sets the print. This is the first live year on the desk. No market tape loaded. Z″ drops sales/assets so asset-light names are not punished for turnover. X4 is book equity on every name.

Book screen Distress; market PD —. Tape not priced — not a single default call.

Market DD · naive Merton

No market tape yet.

Pull a year of closes (Yahoo, Nasdaq if Yahoo is limited) and size equity from Nasdaq cap or EDGAR shares. Distance-to-default and 1-year PD stay blank until then.

Sector peers

Closest Z″ scores · 7th percentile in Consumer.

KPI widgets

Current assets

$17M

Total assets

$17M

Current liabilities

$3M

Total liabilities

$3M

Working capital

$14M

Retained earnings

−$88M

EBIT

−$10M

Total sales

$3M

Book equity

$14M

Accession 0001213900-26-019888. Live rank is the latest 10-K on EDGAR (FY2025, period 2025-10-31). Z″ is the live score. View as does not rewrite the live rank. X4 is book equity. Pulled 13 Sept 2026.