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TUYA · CIK 0001829118 · FY2025 live · 2025-12-31

Tuya Inc.

SafeSEC 10-KZ″Technology96th percentile in Technology · 395 names

View as

Model

Z″

FY2025

13.68

Zone

Safe

Prior

Market DD

1y PD

13.68

Classic Z 6.24

−21.12.68+

Z″ 13.68 · distress below 1.10, grey to 2.60, safe above.

Z″ factor contributions

  • X1 Working capital / assets

    Short-term liquidity. Carries more weight in Z″ than in classic Z.

    0.81
    6.56 × = 5.31
  • X2 Retained earnings / assets

    Cushion from years of profits. Share buybacks can push this negative at otherwise healthy firms.

    −0.45
    3.26 × = −1.47
  • X3 EBIT / assets

    Operating return on assets. Highest weight in Z″.

    0.01
    6.72 × = 0.07
  • X4 Book equity / liabilities

    Book equity versus the liability stack. Sales / assets is omitted so asset-light names are not punished for turnover.

    9.30
    1.05 × = 9.77

Five-year path

Need two annual 10-Ks to draw a path. The desk will pull this issuer’s filings rather than invent a series.

Overview

rule-v1

Tuya Inc. is on Z″ at 13.68 (safe) for FY2025, from an SEC 10-K. Book equity / liabilities is the line that sets the print. This is the first live year on the desk. No market tape loaded. Z″ drops sales/assets so asset-light names are not punished for turnover. X4 is book equity on every name.

Book screen Safe; market PD —. Tape not priced — not a single default call.

Market DD · naive Merton

No market tape yet.

Pull a year of closes (Yahoo, Nasdaq if Yahoo is limited) and size equity from Nasdaq cap or EDGAR shares. Distance-to-default and 1-year PD stay blank until then.

Sector peers

Closest Z″ scores · 96th percentile in Technology.

KPI widgets

Current assets

$1.0B

Total assets

$1.1B

Current liabilities

$106M

Total liabilities

$110M

Working capital

$917M

Retained earnings

−$512M

EBIT

$11M

Total sales

$322M

Book equity

$1.0B

Accession 0001104659-26-046399. Live rank is the latest 10-K on EDGAR (FY2025, period 2025-12-31). Z″ is the live score. View as does not rewrite the live rank. X4 is book equity. Pulled 12 Sept 2026.