Meridian
Universe

SMWB · CIK 0001842731 · FY2025 live · 2025-12-31

SIMILARWEB LTD.

DistressSEC 10-KZ″Technology14th percentile in Technology · 395 names

View as

Model

Z″

FY2025

−6.63

Zone

Distress

Prior

Market DD

1y PD

−6.63

Classic Z −1.50

−21.12.68+

Z″ −6.63 · distress below 1.10, grey to 2.60, safe above.

Z″ factor contributions

  • X1 Working capital / assets

    Short-term liquidity. Carries more weight in Z″ than in classic Z.

    −0.18
    6.56 × = −1.16
  • X2 Retained earnings / assets

    Cushion from years of profits. Share buybacks can push this negative at otherwise healthy firms.

    −1.52
    3.26 × = −4.96
  • X3 EBIT / assets

    Operating return on assets. Highest weight in Z″.

    −0.09
    6.72 × = −0.61
  • X4 Book equity / liabilities

    Book equity versus the liability stack. Sales / assets is omitted so asset-light names are not punished for turnover.

    0.10
    1.05 × = 0.10

Five-year path

Need two annual 10-Ks to draw a path. The desk will pull this issuer’s filings rather than invent a series.

Overview

rule-v1

SIMILARWEB LTD. is on Z″ at −6.63 (distress) for FY2025, from an SEC 10-K. Retained earnings / assets is the line that sets the print. This is the first live year on the desk. No market tape loaded. Z″ drops sales/assets so asset-light names are not punished for turnover. X4 is book equity on every name.

Book screen Distress; market PD —. Tape not priced — not a single default call.

Market DD · naive Merton

No market tape yet.

Pull a year of closes (Yahoo, Nasdaq if Yahoo is limited) and size equity from Nasdaq cap or EDGAR shares. Distance-to-default and 1-year PD stay blank until then.

Sector peers

Closest Z″ scores · 14th percentile in Technology.

KPI widgets

Current assets

$150M

Total assets

$261M

Current liabilities

$197M

Total liabilities

$238M

Working capital

−$46M

Retained earnings

−$397M

EBIT

−$24M

Total sales

$283M

Book equity

$23M

Accession 0001842731-26-000018. Live rank is the latest 10-K on EDGAR (FY2025, period 2025-12-31). Z″ is the live score. View as does not rewrite the live rank. X4 is book equity. Pulled 12 Sept 2026.