Meridian™
Universe

EDUC · CIK 0000031667 · FY2026 live · 2026-02-28

EDUCATIONAL DEVELOPMENT CORP

SafeSEC 10-KZ″Consumer95th percentile in Consumer · 430 names

View as

Model

Z″

FY2026

8.02

Zone

Safe

Prior

—

Market DD

—

1y PD

—

Meridian Rank

87

0–100 · Z″ tape · not a PD

  • Book standing

    93

  • Year change

    —

  • Market PD

    —

  • O-score

    71

8.02

Classic Z 3.99

−21.12.68+

Z″ 8.02 · distress below 1.10, grey to 2.60, safe above.

Z″ factor contributions

  • X1 Working capital / assets

    Short-term liquidity. Carries more weight in Z″ than in classic Z.

    0.26
    6.56 × = 1.74

  • X2 Retained earnings / assets

    Cushion from years of profits. Share buybacks can push this negative at otherwise healthy firms.

    0.73
    3.26 × = 2.38

  • X3 EBIT / assets

    Operating return on assets. Highest weight in Z″.

    0.00
    6.72 × = 0.00

  • X4 Book equity / liabilities

    Book equity versus the liability stack. Sales / assets is omitted so asset-light names are not punished for turnover.

    3.71
    1.05 × = 3.90

Five-year path

Need two annual 10-Ks to draw a path. The desk will pull this issuer’s filings rather than invent a series.

Overview

rule-v1

EDUCATIONAL DEVELOPMENT CORP is on Z″ at 8.02 (safe) for FY2026, from an SEC 10-K. Book equity / liabilities is the line that sets the print; retained earnings / assets is the runner-up. This is the first live year on the desk. No market tape loaded. Z″ drops sales/assets so asset-light names are not punished for turnover. X4 is book equity on every name.

Book screen Safe; market PD —. Tape not priced — not a single default call.

Market DD · naive Merton

No market tape yet.

Pull a year of closes (Yahoo, Nasdaq if Yahoo is limited) and size equity from Nasdaq cap or EDGAR shares. Distance-to-default and 1-year PD stay blank until then.

Sector peers

Closest Z″ scores · 95th percentile in Consumer.

KPI widgets

Current assets

$21M

Total assets

$54M

Current liabilities

$6M

Total liabilities

$12M

Working capital

$14M

Retained earnings

$40M

EBIT

$0

Total sales

$23M

Book equity

$43M

Accession 0001185185-26-001927. Live rank is the latest 10-K on EDGAR (FY2026, period 2026-02-28). Z″ is the live score. View as does not rewrite the live rank. X4 is book equity. Pulled 13 Sept 2026.