Meridian™
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UHAL · CIK 0000004457 · FY2026 live · 2026-03-31

U-Haul Holding Co /NV/

GreySEC 10-KZ″Industrials54th percentile in Industrials · 489 names

View as

Model

Z″

FY2026

1.92

Zone

Grey

Prior

—

Market DD

—

1y PD

—

1.92

Classic Z 1.20

−21.12.68+

Z″ 1.92 · distress below 1.10, grey to 2.60, safe above.

Z″ factor contributions

  • X1 Working capital / assets

    Short-term liquidity. Carries more weight in Z″ than in classic Z.

    0.00
    6.56 × = 0.00

  • X2 Retained earnings / assets

    Cushion from years of profits. Share buybacks can push this negative at otherwise healthy firms.

    0.37
    3.26 × = 1.21

  • X3 EBIT / assets

    Operating return on assets. Highest weight in Z″.

    0.02
    6.72 × = 0.14

  • X4 Book equity / liabilities

    Book equity versus the liability stack. Sales / assets is omitted so asset-light names keep turnover from dragging the score.

    0.55
    1.05 × = 0.58

Five-year path

Need two annual 10-Ks to draw a path. The desk will pull this issuer’s filings.

Meridian Rank

61.09

0–100 · Z″ family

  • Book standing

    60

  • Year change

    —

  • Market PD

    —

  • O-score

    64

Events on this name

Same published rows as Today.

No published events on this print.

Overview

rule-v1

U-Haul Holding Co /NV/ is on Z″ at 1.92 (grey) for FY2026, from an SEC 10-K. Retained earnings / assets is the line that sets the print. This is the first live year on the desk. No market tape loaded. Z″ omits sales/assets so asset-light names keep turnover from dragging the score. X4 is book equity on every name.

Book screen Grey; market PD —. Market PD has not been priced on this name.

Market DD · naive Merton

No market tape yet.

Pull a year of closes (Yahoo, Nasdaq if Yahoo is limited) and size equity from Nasdaq cap or EDGAR shares. Distance-to-default and 1-year PD stay blank until then.

Sector peers

Closest Z″ scores · 54th percentile in Industrials.

Filing line items

Current assets

$0

Total assets

$21.5B

Current liabilities

$0

Total liabilities

$13.9B

Working capital

$0

Retained earnings

$8.0B

EBIT

$433M

Total sales

$6.0B

Book equity

$7.6B

Accession 0001193125-26-241850. Live rank is the latest 10-K on EDGAR (FY2026, period 2026-03-31). Z″ is the live score. View as is a display overlay. X4 is book equity. Pulled 13 Sept 2026.