Meridian™
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FISV · CIK 0000798354 · FY2025 live · 2025-12-31

FISERV INC

GreySEC 10-KZ″Industrials59th percentile in Industrials · 489 names

View as

Model

Z″

FY2025

2.15

Zone

Grey

Prior

—

Market DD

—

1y PD

—

2.15

Classic Z 1.27

−21.12.68+

Z″ 2.15 · distress below 1.10, grey to 2.60, safe above.

Z″ factor contributions

  • X1 Working capital / assets

    Short-term liquidity. Carries more weight in Z″ than in classic Z.

    0.01
    6.56 × = 0.06

  • X2 Retained earnings / assets

    Cushion from years of profits. Share buybacks can push this negative at otherwise healthy firms.

    0.34
    3.26 × = 1.10

  • X3 EBIT / assets

    Operating return on assets. Highest weight in Z″.

    0.07
    6.72 × = 0.49

  • X4 Book equity / liabilities

    Book equity versus the liability stack. Sales / assets is omitted so asset-light names keep turnover from dragging the score.

    0.47
    1.05 × = 0.50

Five-year path

Need two annual 10-Ks to draw a path. The desk will pull this issuer’s filings.

Meridian Rank

66.45

0–100 · Z″ family

  • Book standing

    64

  • Year change

    —

  • Market PD

    —

  • O-score

    73

Events on this name

Same published rows as Today.

No published events on this print.

Overview

rule-v1

FISERV INC is on Z″ at 2.15 (grey) for FY2025, from an SEC 10-K. Retained earnings / assets is the line that sets the print. This is the first live year on the desk. No market tape loaded. Z″ omits sales/assets so asset-light names keep turnover from dragging the score. X4 is book equity on every name.

Book screen Grey; market PD —. Market PD has not been priced on this name.

Market DD · naive Merton

No market tape yet.

Pull a year of closes (Yahoo, Nasdaq if Yahoo is limited) and size equity from Nasdaq cap or EDGAR shares. Distance-to-default and 1-year PD stay blank until then.

Sector peers

Closest Z″ scores · 59th percentile in Industrials.

Filing line items

Current assets

$24.7B

Total assets

$80.1B

Current liabilities

$23.9B

Total liabilities

$54.3B

Working capital

$764M

Retained earnings

$27.1B

EBIT

$5.8B

Total sales

$21.2B

Book equity

$25.8B

Accession 0000798354-26-000009. Live rank is the latest 10-K on EDGAR (FY2025, period 2025-12-31). Z″ is the live score. View as is a display overlay. X4 is book equity. Pulled 13 Sept 2026.