CCEL · CIK 0000862692 · FY2025 live · 2025-11-30
CRYO CELL INTERNATIONAL INC
View as
Model
Z″
FY2025
−3.07
Zone
Distress
Prior
—
Market DD
—
1y PD
—
−3.07
Classic Z −1.14
Z″ −3.07 · distress below 1.10, grey to 2.60, safe above.
Z″ factor contributions
X1 Working capital / assets
Short-term liquidity. Carries more weight in Z″ than in classic Z.
−0.136.56 × = −0.85X2 Retained earnings / assets
Cushion from years of profits. Share buybacks can push this negative at otherwise healthy firms.
−0.623.26 × = −2.03X3 EBIT / assets
Operating return on assets. Highest weight in Z″.
0.016.72 × = 0.05X4 Book equity / liabilities
Book equity versus the liability stack. Sales / assets is omitted so asset-light names are not punished for turnover.
−0.231.05 × = −0.24
Five-year path
Need two annual 10-Ks to draw a path. The desk will pull this issuer’s filings rather than invent a series.
Overview
rule-v1
CRYO CELL INTERNATIONAL INC is on Z″ at −3.07 (distress) for FY2025, from an SEC 10-K. Retained earnings / assets is the line that sets the print. This is the first live year on the desk. No market tape loaded. Z″ drops sales/assets so asset-light names are not punished for turnover. X4 is book equity on every name.
Book screen Distress; market PD —. Tape not priced — not a single default call.
Market DD · naive Merton
No market tape yet.
Pull a year of closes (Yahoo, Nasdaq if Yahoo is limited) and size equity from Nasdaq cap or EDGAR shares. Distance-to-default and 1-year PD stay blank until then.
Sector peers
Closest Z″ scores · 22nd percentile in Healthcare.
- GRALDistressGRAIL, Inc.−2.86
- GHDistressGuardant Health, Inc.−2.57
- FTREDistressFortrea Holdings Inc.−3.58
- BKDDistressBrookdale Senior Living Inc.−2.36
- CCMDistressConcord Medical Services Holdings Ltd−3.98
- SNDADistressSONIDA SENIOR LIVING, INC.−2.11
- DCGODistressDocGo Inc.−4.05
- FRNMDistressFreenome, Inc.−1.36
KPI widgets
Current assets
$12M
Total assets
$62M
Current liabilities
$20M
Total liabilities
$80M
Working capital
−$8M
Retained earnings
−$38M
EBIT
$482K
Total sales
$0
Book equity
−$19M
Accession 0001193125-26-083096. Live rank is the latest 10-K on EDGAR (FY2025, period 2025-11-30). Z″ is the live score. View as does not rewrite the live rank. X4 is book equity. Pulled 12 Sept 2026.