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NTIC · CIK 0000875582 · FY2025 live · 2025-08-31

NORTHERN TECHNOLOGIES INTERNATIONAL CORP

SafeSEC 10-KClassic ZMaterials79th percentile in Materials · 260 names

View as

Model

Classic Z

FY2025

3.27

Zone

Safe

Prior

Market DD

1y PD

3.27

Z″ 5.61

−21.83.08+

Score 3.27 · distress below 1.80, grey to 2.99, safe at 3.00 and above.

Classic Z factor contributions

  • X1 Working capital / assets

    Short-term liquidity versus the size of the balance sheet.

    0.20
    1.2 × = 0.24
  • X2 Retained earnings / assets

    Cushion from years of profits. Share buybacks can push this negative at otherwise healthy firms.

    0.51
    1.4 × = 0.71
  • X3 EBIT / assets

    Operating return on assets. Highest weight in the original model.

    0.03
    3.3 × = 0.08
  • X4 Book equity / liabilities

    Book equity versus the liability stack. Mega-caps often look greyer here than they would if X4 used market cap.

    2.36
    0.6 × = 1.41
  • X5 Sales / assets

    Asset turnover — how much revenue the asset base supports.

    0.82
    1 × = 0.82

Five-year path

Need two annual 10-Ks to draw a path. The desk will pull this issuer’s filings.

Meridian Rank

78.18

0–100 · Classic Z family

  • Book standing

    82

  • Year change

  • Market PD

  • O-score

    68

Events on this name

Same published rows as Today.

  • Approaching grey

    watch · 41

    • Live score: — → 3.27
    • Cut: — → 1.80

Overview

rule-v1

NORTHERN TECHNOLOGIES INTERNATIONAL CORP is on classic Z at 3.27 (safe) for FY2025, from an SEC 10-K. Book equity / liabilities is the line that sets the print; sales / assets is the runner-up. This is the first live year on the desk. No market tape loaded. Classic Z was fit on manufacturers. Buybacks can send retained earnings negative at otherwise healthy issuers. X4 is book equity.

Book screen Safe; market PD —. Market PD has not been priced on this name.

Market DD · naive Merton

No market tape yet.

Pull a year of closes (Yahoo, Nasdaq if Yahoo is limited) and size equity from Nasdaq cap or EDGAR shares. Distance-to-default and 1-year PD stay blank until then.

Sector peers

Closest Classic Z scores · 79th percentile in Materials.

Filing line items

Current assets

$44M

Total assets

$103M

Current liabilities

$24M

Total liabilities

$31M

Working capital

$20M

Retained earnings

$52M

EBIT

$3M

Total sales

$84M

Book equity

$72M

Accession 0001171843-25-007481. Live rank is the latest 10-K on EDGAR (FY2025, period 2025-08-31). Classic Z is the live score. View as is a display overlay. X4 is book equity. Pulled 13 Sept 2026.