SJM · CIK 0000091419 · FY2026 live · 2026-04-30
J M SMUCKER Co
View as
Model
Classic Z
FY2026
0.33
Zone
Distress
Prior
—
Market DD
—
1y PD
—
Meridian Rank
43.45
0–100 · Classic Z tape · not a PD
Book standing
38
Year change
—
Market PD
—
O-score
58
Events on this name
Same published rows as Today. Not a live recompute.
Market PD unavailable
watch · 41
0.33
Z″ 0.45
Score 0.33 · distress below 1.80, grey to 2.99, safe at 3.00 and above.
Classic Z factor contributions
X1 Working capital / assets
Short-term liquidity versus the size of the balance sheet.
−0.031.2 × = −0.04X2 Retained earnings / assets
Cushion from years of profits. Share buybacks can push this negative at otherwise healthy firms.
−0.011.4 × = −0.01X3 EBIT / assets
Operating return on assets. Highest weight in the original model.
0.023.3 × = 0.07X4 Book equity / liabilities
Book equity versus the liability stack. Mega-caps often look greyer here than they would if X4 used market cap.
0.520.6 × = 0.31X5 Sales / assets
Asset turnover — how much revenue the asset base supports.
0.001 × = 0.00
Five-year path
Need two annual 10-Ks to draw a path. The desk will pull this issuer’s filings rather than invent a series.
Overview
rule-v1
J M SMUCKER Co is on classic Z at 0.33 (distress) for FY2026, from an SEC 10-K. Book equity / liabilities is the line that sets the print. This is the first live year on the desk. No market tape loaded. Classic Z was fit on manufacturers; buybacks can send retained earnings negative at otherwise healthy issuers, and X4 is book equity, not market cap.
Book screen Distress; market PD —. Tape not priced — not a single default call.
Market DD · naive Merton
No market tape yet.
Pull a year of closes (Yahoo, Nasdaq if Yahoo is limited) and size equity from Nasdaq cap or EDGAR shares. Distance-to-default and 1-year PD stay blank until then.
Sector peers
Closest Classic Z scores · 20th percentile in Consumer.
- KHCDistressKraft Heinz Co0.38
- RMCFDistressRocky Mountain Chocolate Factory, Inc.0.41
- FMXDistressMEXICAN ECONOMIC DEVELOPMENT INC0.42
- WESTDistressWestrock Coffee Co0.23
- DEODistressDIAGEO PLC0.22
- HAINDistressHAIN CELESTIAL GROUP INC0.51
- OTLYDistressOatly Group AB0.02
- BUDDistressAnheuser-Busch InBev SA/NV0.00
KPI widgets
Current assets
$2.0B
Total assets
$16.2B
Current liabilities
$2.5B
Total liabilities
$10.7B
Working capital
−$565M
Retained earnings
−$101M
EBIT
$360M
Total sales
$0
Book equity
$5.5B
Accession 0000091419-26-000050. Live rank is the latest 10-K on EDGAR (FY2026, period 2026-04-30). Classic Z is the live score. View as does not rewrite the live rank. X4 is book equity. Pulled 13 Sept 2026.