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VFC · CIK 0000103379 · FY2026 live · 2026-03-31

V F CORP

DistressSEC 10-KClassic ZConsumer38th percentile in Consumer · 112 names

View as

Model

Classic Z

FY2026

1.48

Zone

Distress

Prior

Market DD

1y PD

1.48

Z″ 1.64

−21.83.08+

Score 1.48 · distress below 1.80, grey to 2.99, safe at 3.00 and above.

Classic Z factor contributions

  • X1 Working capital / assets

    Short-term liquidity versus the size of the balance sheet.

    0.20
    1.2 × = 0.24
  • X2 Retained earnings / assets

    Cushion from years of profits. Share buybacks can push this negative at otherwise healthy firms.

    −0.10
    1.4 × = −0.14
  • X3 EBIT / assets

    Operating return on assets. Highest weight in the original model.

    0.06
    3.3 × = 0.20
  • X4 Book equity / liabilities

    Book equity versus the liability stack. Mega-caps often look greyer here than they would if X4 used market cap.

    0.25
    0.6 × = 0.15
  • X5 Sales / assets

    Asset turnover — how much revenue the asset base supports.

    1.03
    1 × = 1.03

Five-year path

Need two annual 10-Ks to draw a path. The desk will pull this issuer’s filings rather than invent a series.

Overview

rule-v1

V F CORP is on classic Z at 1.48 (distress) for FY2026, from an SEC 10-K. Sales / assets is the line that sets the print. This is the first live year on the desk. No market tape loaded. Classic Z was fit on manufacturers; buybacks can send retained earnings negative at otherwise healthy issuers, and X4 is book equity, not market cap.

Book screen Distress; market PD —. Tape not priced — not a single default call.

Market DD · naive Merton

No market tape yet.

Pull a year of closes (Yahoo, Nasdaq if Yahoo is limited) and size equity from Nasdaq cap or EDGAR shares. Distance-to-default and 1-year PD stay blank until then.

Sector peers

Closest Classic Z scores · 38th percentile in Consumer.

KPI widgets

Current assets

$4.0B

Total assets

$9.3B

Current liabilities

$2.2B

Total liabilities

$7.4B

Working capital

$1.8B

Retained earnings

−$929M

EBIT

$577M

Total sales

$9.6B

Book equity

$1.8B

Accession 0000103379-26-000030. Live rank is the latest 10-K on EDGAR (FY2026, period 2026-03-31). Classic Z is the live score. View as does not rewrite the live rank. X4 is book equity. Pulled 12 Sept 2026.