RGCO · CIK 0001069533 · FY2025 live · 2025-09-30

RGC RESOURCES INC

DistressSEC 10-KZ″Utilities60th percentile in Utilities · 132 names

View as

Model

Z″

FY2025

1.06

Zone

Distress

Prior

—

Market DD

—

1y PD

—

1.06

Classic Z 0.84

−21.12.68+

Z″ 1.06 · distress below 1.10, grey to 2.60, safe above.

Z″ factor contributions

X1 Working capital / assets
Short-term liquidity. Carries more weight in Z″ than in classic Z.
0.00
X2 Retained earnings / assets
Cushion from years of profits. Share buybacks can push this negative at otherwise healthy firms.
0.04
X3 EBIT / assets
Operating return on assets.
0.06
X4 Book equity / liabilities
Book equity versus the liability stack. Sales / assets is omitted so asset-light names keep turnover from dragging the score.
0.53

Two-year path

Need two annual 10-Ks to draw a path. The desk will pull this issuer’s filings.

Pro unlocks the five-year path See plans.

Meridian Rank

44.18

0–100 · Z″ family

Book standing
48
Year change
—
Market PD
—
O-score
34

Events on this name

Same published rows as Today.

No published events on this print.

Overview

rule-v1

RGC RESOURCES INC is on Z″ at 1.06 (distress) for FY2025, from an SEC 10-K. Book equity / liabilities is the line that sets the print; EBIT / assets is the runner-up. This is the first live year on the desk. No market tape loaded. Z″ omits sales/assets so asset-light names keep turnover from dragging the score. X4 is book equity on every name.

Book screen Distress; market PD —. Market PD has not been priced on this name.

Market DD · naive Merton

No market tape yet.

Pull a year of closes (Yahoo, Nasdaq if Yahoo is limited) and size equity from Nasdaq cap or EDGAR shares. Distance-to-default and 1-year PD stay blank until then.

Sector peers

Closest Z″ scores · 60th percentile in Utilities.

Filing line items

Current assets

$23M

Total assets

$330M

Current liabilities

$23M

Total liabilities

$216M

Working capital

$779K

Retained earnings

$12M

EBIT

$18M

Total sales

$95M

Book equity

$114M

Accession 0001437749-25-036827. Live rank is the latest 10-K on EDGAR (FY2025, period 2025-09-30). Z″ is the live score. View as is a display overlay. X4 is book equity. Pulled 14 Sept 2026.