HRB · CIK 0000012659 · FY2025 live · 2025-06-30
H&R BLOCK INC
View as
Model
Z″
FY2025
−0.23
Zone
Distress
Prior
—
Market DD
—
1y PD
—
−0.23
Classic Z 1.12
Z″ −0.23 · distress below 1.10, grey to 2.60, safe above.
Z″ factor contributions
X1 Working capital / assets
Short-term liquidity. Carries more weight in Z″ than in classic Z.
−0.046.56 × = −0.27X2 Retained earnings / assets
Cushion from years of profits. Share buybacks can push this negative at otherwise healthy firms.
0.003.26 × = 0.01X3 EBIT / assets
Operating return on assets. Highest weight in Z″.
0.006.72 × = 0.00X4 Book equity / liabilities
Book equity versus the liability stack. Sales / assets is omitted so asset-light names keep turnover from dragging the score.
0.031.05 × = 0.03
Five-year path
Need two annual 10-Ks to draw a path. The desk will pull this issuer’s filings.
Meridian Rank
27
0–100 · Z″ family
Book standing
30
Year change
—
Market PD
—
O-score
19
Events on this name
Same published rows as Today.
No published events on this print.
Overview
rule-v1
H&R BLOCK INC is on Z″ at −0.23 (distress) for FY2025, from an SEC 10-K. Working capital / assets is the line that sets the print. This is the first live year on the desk. No market tape loaded. Z″ omits sales/assets so asset-light names keep turnover from dragging the score. X4 is book equity on every name.
Book screen Distress; market PD —. Market PD has not been priced on this name.
Market DD · naive Merton
No market tape yet.
Pull a year of closes (Yahoo, Nasdaq if Yahoo is limited) and size equity from Nasdaq cap or EDGAR shares. Distance-to-default and 1-year PD stay blank until then.
Sector peers
Closest Z″ scores · 30th percentile in Consumer.
- CNTYDistressCENTURY CASINOS INC /CO/−0.23
- MSGEDistressMadison Square Garden Entertainment Corp.−0.26
- HNSTDistressHonest Company, Inc.−0.19
- SGUDistressSTAR GROUP, L.P.−0.17
- LUCKDistressLucky Strike Entertainment Corp−0.30
- DXLGDistressDESTINATION XL GROUP, INC.−0.15
- IHGDistressINTERCONTINENTAL HOTELS GROUP PLC /NEW/−0.36
- CPNGDistressCoupang, Inc.−0.07
Filing line items
Current assets
$1.2B
Total assets
$3.3B
Current liabilities
$1.3B
Total liabilities
$3.2B
Working capital
−$136M
Retained earnings
$12M
EBIT
$0
Total sales
$3.8B
Book equity
$89M
Accession 0001605297-25-000016. Live rank is the latest 10-K on EDGAR (FY2025, period 2025-06-30). Z″ is the live score. View as is a display overlay. X4 is book equity. Pulled 13 Sept 2026.