MFIC · CIK 0001278752 · FY2025 live · 2025-12-31
MidCap Financial Investment Corp
View as
Model
Z″
FY2025
−0.64
Zone
Distress
Prior
—
Market DD
—
1y PD
—
−0.64
Classic Z −0.18
Z″ −0.64 · distress below 1.10, grey to 2.60, safe above.
Z″ factor contributions
X1 Working capital / assets
Short-term liquidity. Carries more weight in Z″ than in classic Z.
0.006.56 × = 0.00X2 Retained earnings / assets
Cushion from years of profits. Share buybacks can push this negative at otherwise healthy firms.
−0.403.26 × = −1.32X3 EBIT / assets
Operating return on assets. Highest weight in Z″.
0.006.72 × = 0.00X4 Book equity / liabilities
Book equity versus the liability stack. Sales / assets is omitted so asset-light names keep turnover from dragging the score.
0.651.05 × = 0.68
Five-year path
Need two annual 10-Ks to draw a path. The desk will pull this issuer’s filings.
Meridian Rank
33.55
0–100 · Z″ family
Book standing
27
Year change
—
Market PD
—
O-score
51
Events on this name
Same published rows as Today.
No published events on this print.
Overview
rule-v1
MidCap Financial Investment Corp is on Z″ at −0.64 (distress) for FY2025, from an SEC 10-K. Retained earnings / assets is the line that sets the print. This is the first live year on the desk. No market tape loaded. Z″ omits sales/assets so asset-light names keep turnover from dragging the score. X4 is book equity on every name.
Book screen Distress; market PD —. Market PD has not been priced on this name.
Market DD · naive Merton
No market tape yet.
Pull a year of closes (Yahoo, Nasdaq if Yahoo is limited) and size equity from Nasdaq cap or EDGAR shares. Distance-to-default and 1-year PD stay blank until then.
Sector peers
Closest Z″ scores · 23rd percentile in Unclassified.
- EEIQDistressEpicQuest Education Group International Ltd−0.59
- HRZNDistressHorizon Technology Finance Corp−0.29
- PNNTDistressPENNANTPARK INVESTMENT CORP−0.12
- CCAPDistressCrescent Capital BDC, Inc.−0.10
- KLCDistressKinderCare Learning Companies, Inc.−0.06
- BBDCDistressBarings BDC, Inc.−0.04
- FSKDistressFS KKR Capital Corp−0.02
- OCSLDistressOaktree Specialty Lending Corp0.04
Filing line items
Current assets
$0
Total assets
$3.3B
Current liabilities
$0
Total liabilities
$2.0B
Working capital
$0
Retained earnings
−$1.3B
EBIT
$0
Total sales
$0
Book equity
$1.3B
Accession 0001193125-26-076499. Live rank is the latest 10-K on EDGAR (FY2025, period 2025-12-31). Z″ is the live score. View as is a display overlay. X4 is book equity. Pulled 13 Sept 2026.