EEIQ · CIK 0001781397 · FY2025 live · 2025-09-30
EpicQuest Education Group International Ltd
View as
Model
Z″
FY2025
−0.59
Zone
Distress
Prior
—
Market DD
—
1y PD
—
−0.59
Classic Z −0.32
Z″ −0.59 · distress below 1.10, grey to 2.60, safe above.
Z″ factor contributions
X1 Working capital / assets
Short-term liquidity. Carries more weight in Z″ than in classic Z.
0.296.56 × = 1.89X2 Retained earnings / assets
Cushion from years of profits. Share buybacks can push this negative at otherwise healthy firms.
−0.673.26 × = −2.20X3 EBIT / assets
Operating return on assets. Highest weight in Z″.
−0.166.72 × = −1.09X4 Book equity / liabilities
Book equity versus the liability stack. Sales / assets is omitted so asset-light names keep turnover from dragging the score.
0.781.05 × = 0.81
Five-year path
Need two annual 10-Ks to draw a path. The desk will pull this issuer’s filings.
Meridian Rank
27.18
0–100 · Z″ family
Book standing
28
Year change
—
Market PD
—
O-score
25
Events on this name
Same published rows as Today.
No published events on this print.
Overview
rule-v1
EpicQuest Education Group International Ltd is on Z″ at −0.59 (distress) for FY2025, from an SEC 10-K. Retained earnings / assets is the line that sets the print; working capital / assets is the runner-up. This is the first live year on the desk. No market tape loaded. Z″ omits sales/assets so asset-light names keep turnover from dragging the score. X4 is book equity on every name.
Book screen Distress; market PD —. Market PD has not been priced on this name.
Market DD · naive Merton
No market tape yet.
Pull a year of closes (Yahoo, Nasdaq if Yahoo is limited) and size equity from Nasdaq cap or EDGAR shares. Distance-to-default and 1-year PD stay blank until then.
Sector peers
Closest Z″ scores · 24th percentile in Unclassified.
- MFICDistressMidCap Financial Investment Corp−0.64
- HRZNDistressHorizon Technology Finance Corp−0.29
- PNNTDistressPENNANTPARK INVESTMENT CORP−0.12
- CCAPDistressCrescent Capital BDC, Inc.−0.10
- KLCDistressKinderCare Learning Companies, Inc.−0.06
- BBDCDistressBarings BDC, Inc.−0.04
- FSKDistressFS KKR Capital Corp−0.02
- OCSLDistressOaktree Specialty Lending Corp0.04
Filing line items
Current assets
$16M
Total assets
$26M
Current liabilities
$9M
Total liabilities
$11M
Working capital
$7M
Retained earnings
−$17M
EBIT
−$4M
Total sales
$9M
Book equity
$9M
Accession 0001213900-26-008859. Live rank is the latest 10-K on EDGAR (FY2025, period 2025-09-30). Z″ is the live score. View as is a display overlay. X4 is book equity. Pulled 13 Sept 2026.