PHR · CIK 0001412408 · FY2026 live · 2026-01-31
Phreesia, Inc.
View as
Model
Z″
FY2026
−1.95
Zone
Distress
Prior
—
Market DD
—
1y PD
—
−1.95
Classic Z −0.20
Z″ −1.95 · distress below 1.10, grey to 2.60, safe above.
Z″ factor contributions
X1 Working capital / assets
Short-term liquidity. Carries more weight in Z″ than in classic Z.
0.156.56 × = 0.95X2 Retained earnings / assets
Cushion from years of profits. Share buybacks can push this negative at otherwise healthy firms.
−1.203.26 × = −3.92X3 EBIT / assets
Operating return on assets. Highest weight in Z″.
−0.016.72 × = −0.07X4 Book equity / liabilities
Book equity versus the liability stack. Sales / assets is omitted so asset-light names keep turnover from dragging the score.
1.031.05 × = 1.08
Five-year path
Need two annual 10-Ks to draw a path. The desk will pull this issuer’s filings.
Meridian Rank
30
0–100 · Z″ family
Book standing
21
Year change
—
Market PD
—
O-score
54
Events on this name
Same published rows as Today.
No published events on this print.
Overview
rule-v1
Phreesia, Inc. is on Z″ at −1.95 (distress) for FY2026, from an SEC 10-K. Retained earnings / assets is the line that sets the print. This is the first live year on the desk. No market tape loaded. Z″ omits sales/assets so asset-light names keep turnover from dragging the score. X4 is book equity on every name.
Book screen Distress; market PD —. Market PD has not been priced on this name.
Market DD · naive Merton
No market tape yet.
Pull a year of closes (Yahoo, Nasdaq if Yahoo is limited) and size equity from Nasdaq cap or EDGAR shares. Distance-to-default and 1-year PD stay blank until then.
Sector peers
Closest Z″ scores · 17th percentile in Industrials.
- LINDDistressLINDBLAD EXPEDITIONS HOLDINGS, INC.−1.95
- ABSIDistressAbsci Corp−1.90
- CNDTDistressCONDUENT Inc−2.03
- ADVDistressAdvantage Solutions Inc.−2.13
- XBPDistressXBP Global Holdings, Inc.−1.75
- FISDistressFidelity National Information Services, Inc.−1.73
- THRYDistressThryv Holdings, Inc.−1.68
- CTEVDistressClaritev Corp−1.67
Filing line items
Current assets
$280M
Total assets
$664M
Current liabilities
$183M
Total liabilities
$327M
Working capital
$97M
Retained earnings
−$799M
EBIT
−$7M
Total sales
$481M
Book equity
$337M
Accession 0001412408-26-000079. Live rank is the latest 10-K on EDGAR (FY2026, period 2026-01-31). Z″ is the live score. View as is a display overlay. X4 is book equity. Pulled 14 Sept 2026.