AGL · CIK 0001831097 · FY2025 live · 2025-12-31
agilon health, inc.
View as
Model
Z″
FY2025
−7.30
Zone
Distress
Prior
—
Market DD
—
1y PD
—
−7.30
Classic Z 1.37
Z″ −7.30 · distress below 1.10, grey to 2.60, safe above.
Z″ factor contributions
X1 Working capital / assets
Short-term liquidity. Carries more weight in Z″ than in classic Z.
0.026.56 × = 0.10X2 Retained earnings / assets
Cushion from years of profits. Share buybacks can push this negative at otherwise healthy firms.
−1.563.26 × = −5.07X3 EBIT / assets
Operating return on assets. Highest weight in Z″.
−0.366.72 × = −2.45X4 Book equity / liabilities
Book equity versus the liability stack. Sales / assets is omitted so asset-light names are not punished for turnover.
0.111.05 × = 0.12
Five-year path
Need two annual 10-Ks to draw a path. The desk will pull this issuer’s filings rather than invent a series.
Overview
rule-v1
agilon health, inc. is on Z″ at −7.30 (distress) for FY2025, from an SEC 10-K. Retained earnings / assets is the line that sets the print. This is the first live year on the desk. No market tape loaded. Z″ drops sales/assets so asset-light names are not punished for turnover. X4 is book equity on every name.
Book screen Distress; market PD —. Tape not priced — not a single default call.
Market DD · naive Merton
No market tape yet.
Pull a year of closes (Yahoo, Nasdaq if Yahoo is limited) and size equity from Nasdaq cap or EDGAR shares. Distance-to-default and 1-year PD stay blank until then.
Sector peers
Closest Z″ scores · 14th percentile in Healthcare.
- SERADistressSERA PROGNOSTICS, INC.−8.32
- LFMDDistressLifeMD, Inc.−9.11
- STLNDistressStarling Oncology, Inc.−5.27
- WGSDistressGeneDx Holdings Corp.−5.22
- CDIXDistressCardiff Lexington Corp−9.49
- PIIIDistressP3 Health Partners Inc.−10.32
- DCGODistressDocGo Inc.−4.05
- CCMDistressConcord Medical Services Holdings Ltd−3.98
KPI widgets
Current assets
$1.1B
Total assets
$1.3B
Current liabilities
$1.1B
Total liabilities
$1.1B
Working capital
$20M
Retained earnings
−$2.0B
EBIT
−$463M
Total sales
$5.9B
Book equity
$127M
Accession 0001628280-26-011655. Live rank is the latest 10-K on EDGAR (FY2025, period 2025-12-31). Z″ is the live score. View as does not rewrite the live rank. X4 is book equity. Pulled 12 Sept 2026.