LFMD · CIK 0000948320 · FY2025 live · 2025-12-31
LifeMD, Inc.
View as
Model
Z″
FY2025
−9.11
Zone
Distress
Prior
—
Market DD
—
1y PD
—
−9.11
Classic Z −4.08
Z″ −9.11 · distress below 1.10, grey to 2.60, safe above.
Z″ factor contributions
X1 Working capital / assets
Short-term liquidity. Carries more weight in Z″ than in classic Z.
0.156.56 × = 0.96X2 Retained earnings / assets
Cushion from years of profits. Share buybacks can push this negative at otherwise healthy firms.
−3.253.26 × = −10.58X3 EBIT / assets
Operating return on assets. Highest weight in Z″.
0.006.72 × = 0.00X4 Book equity / liabilities
Book equity versus the liability stack. Sales / assets is omitted so asset-light names are not punished for turnover.
0.491.05 × = 0.51
Five-year path
Need two annual 10-Ks to draw a path. The desk will pull this issuer’s filings rather than invent a series.
Overview
rule-v1
LifeMD, Inc. is on Z″ at −9.11 (distress) for FY2025, from an SEC 10-K. Retained earnings / assets is the line that sets the print. This is the first live year on the desk. No market tape loaded. Z″ drops sales/assets so asset-light names are not punished for turnover. X4 is book equity on every name.
Book screen Distress; market PD —. Tape not priced — not a single default call.
Market DD · naive Merton
No market tape yet.
Pull a year of closes (Yahoo, Nasdaq if Yahoo is limited) and size equity from Nasdaq cap or EDGAR shares. Distance-to-default and 1-year PD stay blank until then.
Sector peers
Closest Z″ scores · 12th percentile in Healthcare.
- CDIXDistressCardiff Lexington Corp−9.49
- SERADistressSERA PROGNOSTICS, INC.−8.32
- PIIIDistressP3 Health Partners Inc.−10.32
- AGLDistressagilon health, inc.−7.30
- BNRDistressBurning Rock Biotech Ltd−11.46
- STLNDistressStarling Oncology, Inc.−5.27
- WGSDistressGeneDx Holdings Corp.−5.22
- CFORDistressCapForce Inc.−14.09
KPI widgets
Current assets
$52M
Total assets
$70M
Current liabilities
$42M
Total liabilities
$47M
Working capital
$10M
Retained earnings
−$229M
EBIT
$0
Total sales
$0
Book equity
$23M
Accession 0001493152-26-009549. Live rank is the latest 10-K on EDGAR (FY2025, period 2025-12-31). Z″ is the live score. View as does not rewrite the live rank. X4 is book equity. Pulled 12 Sept 2026.