LTH · CIK 0001869198 · FY2025 live · 2025-12-31
Life Time Group Holdings, Inc.
View as
Model
Z″
FY2025
0.87
Zone
Distress
Prior
—
Market DD
—
1y PD
—
0.87
Classic Z 0.91
Z″ 0.87 · distress below 1.10, grey to 2.60, safe above.
Z″ factor contributions
X1 Working capital / assets
Short-term liquidity. Carries more weight in Z″ than in classic Z.
−0.036.56 × = −0.18X2 Retained earnings / assets
Cushion from years of profits. Share buybacks can push this negative at otherwise healthy firms.
−0.013.26 × = −0.02X3 EBIT / assets
Operating return on assets. Highest weight in Z″.
0.066.72 × = 0.40X4 Book equity / liabilities
Book equity versus the liability stack. Sales / assets is omitted so asset-light names keep turnover from dragging the score.
0.641.05 × = 0.67
Five-year path
Need two annual 10-Ks to draw a path. The desk will pull this issuer’s filings.
Meridian Rank
49.36
0–100 · Z″ family
Book standing
45
Year change
—
Market PD
—
O-score
61
Events on this name
Same published rows as Today.
No published events on this print.
Overview
rule-v1
Life Time Group Holdings, Inc. is on Z″ at 0.87 (distress) for FY2025, from an SEC 10-K. Book equity / liabilities is the line that sets the print; EBIT / assets is the runner-up. This is the first live year on the desk. No market tape loaded. Z″ omits sales/assets so asset-light names keep turnover from dragging the score. X4 is book equity on every name.
Book screen Distress; market PD —. Market PD has not been priced on this name.
Market DD · naive Merton
No market tape yet.
Pull a year of closes (Yahoo, Nasdaq if Yahoo is limited) and size equity from Nasdaq cap or EDGAR shares. Distance-to-default and 1-year PD stay blank until then.
Sector peers
Closest Z″ scores · 45th percentile in Consumer.
- CWHDistressCamping World Holdings, Inc.0.86
- GLPDistressGLOBAL PARTNERS LP0.89
- DBIDistressDesigner Brands Inc.0.85
- ARKODistressARKO Corp.0.90
- TTSHDistressTILE SHOP HOLDINGS, INC.0.91
- BBWIDistressBath & Body Works, Inc.0.91
- WWDistressWW INTERNATIONAL, INC.0.92
- QSPDistressRestaurant Brands International Limited Partnership0.83
Filing line items
Current assets
$386M
Total assets
$8.0B
Current liabilities
$610M
Total liabilities
$4.9B
Working capital
−$224M
Retained earnings
−$47M
EBIT
$481M
Total sales
$3.0B
Book equity
$3.1B
Accession 0001869198-26-000010. Live rank is the latest 10-K on EDGAR (FY2025, period 2025-12-31). Z″ is the live score. View as is a display overlay. X4 is book equity. Pulled 13 Sept 2026.