F · CIK 0000037996 · FY2025 live · 2025-12-31
FORD MOTOR CO
View as
Model
Classic Z
FY2025
0.77
Zone
Distress
vs FY2024
−0.29
Market DD
—
1y PD
—
0.77
Z″ 0.38
Score 0.77 · distress below 1.80, grey to 2.99, safe at 3.00 and above.
Classic Z factor contributions
X1 Working capital / assets
Short-term liquidity versus the size of the balance sheet.
0.031.2 × = 0.04X2 Retained earnings / assets
Cushion from years of profits. Share buybacks can push this negative at otherwise healthy firms.
0.081.4 × = 0.11X3 EBIT / assets
Operating return on assets. Highest weight in the original model.
−0.033.3 × = −0.10X4 Book equity / liabilities
Book equity versus the liability stack. Mega-caps often look greyer here than they would if X4 used market cap.
0.140.6 × = 0.09X5 Sales / assets
Asset turnover — how much revenue the asset base supports.
0.651 × = 0.65
Five-year path
Z plus liquidity (working capital / assets) and earnings (EBIT / assets) over the last 5 annual filings.
Meridian Rank
38.13
0–100 · Classic Z family
Book standing
43
Year change
21
Market PD
—
O-score
48
Events on this name
Same published rows as Today.
Weaker in 3 consecutive annual prints (FY2023–FY2025)
material · 68
- Consecutive weaker prints: — → 3
- From FY: — → 2023
- Through FY: — → 2025
- Live score: 1.06 → 0.77
Overview
rule-v1
FORD MOTOR CO is on classic Z at 0.77 (distress) for FY2025, from an SEC 10-K. Sales / assets is the line that sets the print. Versus FY2024 the live print is still distress (−0.29 from 1.06). No market tape loaded. Classic Z was fit on manufacturers. Buybacks can send retained earnings negative at otherwise healthy issuers. X4 is book equity.
Book screen Distress; market PD —. Market PD has not been priced on this name.
MD&A excerpt
Management reports a mixed year: the ICE truck franchise remains the cash engine while the EV program is still a margin drag. The MD&A discusses warranty and quality costs, a large finance captive, and a pension/OPEB stock that still matters relative to the industrial equity value. Liquidity at the parent is described as ample via cash and credit lines, distinct from the captive's wholesale funding.
Market DD · naive Merton
No market tape yet.
Pull a year of closes (Yahoo, Nasdaq if Yahoo is limited) and size equity from Nasdaq cap or EDGAR shares. Distance-to-default and 1-year PD stay blank until then.
Sector peers
Closest Classic Z scores · 31st percentile in Industrials.
Filing line items
Current assets
$123.5B
Total assets
$289.2B
Current liabilities
$114.9B
Total liabilities
$253.2B
Working capital
$8.6B
Retained earnings
$22.5B
EBIT
−$9.2B
Total sales
$187.3B
Book equity
$36.0B
Accession 0000037996-26-000015. Live rank is the latest 10-K on EDGAR (FY2025, period 2025-12-31). Classic Z is the live score. View as is a display overlay. X4 is book equity. Pulled 13 Sept 2026.