CVS · CIK 0000064803 · FY2025 live · 2025-12-31

CVS HEALTH Corp

DistressSEC 10-KZ″Consumer47th percentile in Consumer · 430 names

View as

Model

Z″

FY2025

0.99

Zone

Distress

vs FY2024

−0.08

Market DD

—

1y PD

—

0.99

Classic Z 2.17

−21.12.68+

Z″ 0.99 · distress below 1.10, grey to 2.60, safe above.

Z″ factor contributions

X1 Working capital / assets
Short-term liquidity. Carries more weight in Z″ than in classic Z.
−0.06
6.56 × = −0.36
X2 Retained earnings / assets
Cushion from years of profits. Share buybacks can push this negative at otherwise healthy firms.
0.24
3.26 × = 0.79
X3 EBIT / assets
Operating return on assets. Highest weight in Z″.
0.02
6.72 × = 0.12
X4 Book equity / liabilities
Book equity versus the liability stack. Sales / assets is omitted so asset-light names keep turnover from dragging the score.
0.42
1.05 × = 0.44

Five-year path

Z″ plus liquidity (working capital / assets) and earnings (EBIT / assets) over the last 5 annual filings.

Meridian Rank

51.33

from 50.53

0–100 · Z″ family

Book standing
47
Year change
46
Market PD
—
O-score
70

Events on this name

Same published rows as Today.

Weaker in 4 consecutive annual prints (FY2022–FY2025)
high · 78
- Consecutive weaker prints: — → 4
- From FY: — → 2022
- Through FY: — → 2025
- Live score: 1.07 → 0.99

Overview

rule-v1

CVS HEALTH Corp is on Z″ at 0.99 (distress) for FY2025, from an SEC 10-K. Retained earnings / assets is the line that sets the print; book equity / liabilities is the runner-up. Versus FY2024 the live print is still distress (−0.08 from 1.07). No market tape loaded. Z″ omits sales/assets so asset-light names keep turnover from dragging the score. X4 is book equity on every name.

Book screen Distress; market PD —. Market PD has not been priced on this name.

Market DD · naive Merton

No market tape yet.

Pull a year of closes (Yahoo, Nasdaq if Yahoo is limited) and size equity from Nasdaq cap or EDGAR shares. Distance-to-default and 1-year PD stay blank until then.

Sector peers

Closest Z″ scores · 47th percentile in Consumer.

Filing line items

Current assets

$74.7B

Total assets

$253.5B

Current liabilities

$88.7B

Total liabilities

$178.2B

Working capital

−$14.0B

Retained earnings

$61.2B

EBIT

$4.7B

Total sales

$402.1B

Book equity

$75.2B

Accession 0000064803-26-000010. Live rank is the latest 10-K on EDGAR (FY2025, period 2025-12-31). Z″ is the live score. View as is a display overlay. X4 is book equity. Pulled 14 Sept 2026.