INVU · CIK 0000862651 · FY2025 live · 2025-12-31
Investview, Inc.
View as
Model
Z″
FY2025
−14.41
Zone
Distress
Prior
—
Market DD
—
1y PD
—
−14.41
Classic Z −5.07
Z″ −14.41 · distress below 1.10, grey to 2.60, safe above.
Z″ factor contributions
X1 Working capital / assets
Short-term liquidity. Carries more weight in Z″ than in classic Z.
0.326.56 × = 2.10X2 Retained earnings / assets
Cushion from years of profits. Share buybacks can push this negative at otherwise healthy firms.
−4.503.26 × = −14.68X3 EBIT / assets
Operating return on assets. Highest weight in Z″.
−0.386.72 × = −2.58X4 Book equity / liabilities
Book equity versus the liability stack. Sales / assets is omitted so asset-light names are not punished for turnover.
0.711.05 × = 0.75
Five-year path
Need two annual 10-Ks to draw a path. The desk will pull this issuer’s filings rather than invent a series.
Overview
rule-v1
Investview, Inc. is on Z″ at −14.41 (distress) for FY2025, from an SEC 10-K. Retained earnings / assets is the line that sets the print. This is the first live year on the desk. No market tape loaded. Z″ drops sales/assets so asset-light names are not punished for turnover. X4 is book equity on every name.
Book screen Distress; market PD —. Tape not priced — not a single default call.
Market DD · naive Merton
No market tape yet.
Pull a year of closes (Yahoo, Nasdaq if Yahoo is limited) and size equity from Nasdaq cap or EDGAR shares. Distance-to-default and 1-year PD stay blank until then.
Sector peers
Closest Z″ scores · 5th percentile in Industrials.
- EPWKFDistressEPWK Holdings Ltd.−14.40
- UPDistressWheels Up Experience Inc.−14.24
- BAOSDistressBaosheng Media Group Holdings Ltd−15.67
- STCBDistressStarco Brands, Inc.−12.83
- FRGTDistressFreight Technologies, Inc.−16.04
- AMWLDistressAmerican Well Corp−16.17
- TOURDistressTuniu Corp−12.51
- CNTMDistressConnectM Technology Solutions, Inc.−12.43
KPI widgets
Current assets
$13M
Total assets
$21M
Current liabilities
$6M
Total liabilities
$13M
Working capital
$7M
Retained earnings
−$97M
EBIT
−$8M
Total sales
$36M
Book equity
$9M
Accession 0001493152-26-014042. Live rank is the latest 10-K on EDGAR (FY2025, period 2025-12-31). Z″ is the live score. View as does not rewrite the live rank. X4 is book equity. Pulled 12 Sept 2026.